Description of Innovation

In Pakistan, low-income individuals are highly susceptible to becoming indebted or falling into poverty due to catastrophic health care expenses. Existing government social protection programs are slow and subject to abuse.

 Heartfile developed an internet-based and mobile technology platform, validation and prioritization system, and health equity fund that allow providers to seek fast and transparent cash transfers for low-income individuals. The system accesses country demographic data to validate and facilitate requests for funding of health care provision and enables complete transparency to donors on the types of patients being financed.

2,100 individuals have received aid to cover health care costs through Heartfile with an average grant size of $450 USD. Five tertiary care hospitals with catchment areas of 700 kilometers have access to the system, providing aid for cardiac care, orthopedic care, and surgery.